Deposit and withdrawal methods
Moving money in and out of Visaya Capital works with the tools Filipinos already use every day: GCash, Maya, cards, InstaPay, and USDT. The platform charges no fee on deposits or withdrawals, and processing times below are the ones we actually work to.
Deposit methods
Funds land in your trading account without a platform fee.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| GCash | E-wallet | Free | Instant | GCash is the quickest way to fund your account from anywhere in the Philippines. Most users already keep a balance in their wallet, so the transfer takes only a few taps and the amount is reflected in your account right away. |
| Maya | E-wallet | Free | Instant | Maya works the same way as GCash and is a common second wallet for many Filipinos. After you confirm the amount in the Maya app, the deposit normally lands in your trading account within moments. |
| Visa | Debit or credit card | Free | Instant | You can fund your account with a Visa debit or credit card issued by a Philippine bank. The card is verified through your bank's one-time PIN, and the deposit is usually credited immediately after approval. |
| Mastercard | Debit or credit card | Free | Instant | Mastercard deposits are processed like any online card payment. Depending on your issuing bank, an extra authentication step may appear, and once it is cleared the funds show up in your account right away. |
| InstaPay bank transfer | Local bank transfer | Free | Within 24 hours | InstaPay lets you send pesos from any Philippine bank or e-wallet to your account. Transfers are usually reflected within the hour, and in all cases within 24 hours, which makes InstaPay a reliable option for larger deposits. |
| USDT TRC-20 | Digital assets | Free | Within 24 hours | If you already hold digital assets, you can deposit USDT over the TRC-20 network. The transfer is confirmed after the standard network confirmations, normally within 24 hours, and the peso equivalent is credited to your account. |
Withdrawal methods
Withdrawals are sent to accounts and wallets in your own name, verified before release.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| GCash | E-wallet | Free | Within 24 hours | Withdrawals to your GCash wallet are processed by our team within 24 hours of approval. Once released, the pesos arrive in your wallet almost instantly and can be cashed out or spent right away. |
| Maya | E-wallet | Free | Within 24 hours | You can withdraw to the same Maya wallet you verified with your account. After the internal review is complete, funds are usually available in Maya within 24 hours. |
| Visa | Debit or credit card | Free | 1–5 business days | Card withdrawals are returned to the Visa card you used for deposits when your bank supports it. Final posting depends on your issuing bank and typically takes one to five business days. |
| Bank transfer | Local bank transfer | Free | 1–3 business days | Peso withdrawals can be sent straight to your Philippine bank account. After approval, the transfer reaches most banks within one to three business days, with BDO, BPI, and Metrobank usually on the faster end. |
| USDT TRC-20 | Digital assets | Free | Within 24 hours | You may withdraw in USDT over the TRC-20 network to a wallet address you control. The amount is sent after the standard security review and normally arrives within 24 hours. |
Business days
Processing times count Philippine business days. Requests submitted after 18:00 PHT or on weekends start on the next business morning.
Verification first
Identity verification must be complete before your first withdrawal. This protects your funds and is required by our AML / KYC policy.
Full rules
Limits, holds, and cancellation rules are described in the Withdrawal policy. Your manager can walk you through any of them.